Pre-approval

Documentation Requirements and Check List

• List of addresses where you have lived for the last 2 years

• List of employers for last 2 years including job title, address, phone number, and dates of employment

• Pay stubs for most recent 30 days

• W2’s for the last 2 years

• Federal Tax Returns for the last 2 years with all pages and schedules. If you own a corporation or partnership, we’ll need all corporate/partnership returns and K-1’s for past the 2 years.

• Asset account statements covering most recent 2 months with all pages(even if they are blank pages-not an internet summary page. Full PDF statements ok).

  • Checking / Savings / CD

  • Stock / Bonds / Investment Accounts / Retirement, 401K Account

  • Any other liquid assets

• Driver’s license

• If not US citizen, copy of your green card (front and back) or applicable residency docs, work visa, and passport (photo page)

• If you currently own other Real Estate property, (second homes or rentals) we need the following for all properties:

  • Hazard insurance declaration page

  • HOA payment coupon (if applicable)

  • Most recent mortgage statement

  • Most recent tax bill

• Current credit report to be obtained by lender

• Divorce Decree / Bankruptcy Documentation if applicable