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Real Estate Wiki
  • Welcome!
  • Meet the Author, Penny Xu
  • Steps
    • Buying Process
    • Selling Process
  • Useful Terms
    • For buyers
      • Zoning
      • Warehouse Fee
      • VA Funding Fee
      • Underwriting Fee
      • Title
      • Tax Service Fee
      • Title Policy
      • Time is of the Essence
      • Termite Inspection
      • Survey
      • Septic Inspection
      • Recording Fee
      • Owner's Title Policy
      • Points
      • Principal
      • Mortgagee's Title Policy
      • Mortgage
      • Loan Origination Fee
      • Fair Market Value
      • Exclusive Right To Sell Listing
    • For sellers
      • Escrow
      • Escrow Fee
      • Encumbrance
      • Earnest Money
      • Discount Points
      • Disclosure
      • Deed
      • Credit Report Fee
      • Courier Fee
      • Convey or Conveyance
      • Conventional Mortgage
      • Chain of Title
      • Balloon Payment
      • Assessed Value
      • Appraisal Fee
      • Application Fee
      • Agency
  • Loans
    • Conventional Loan
    • Adjustable Rate Mortgage
    • USDA Loans
    • VA Loan
    • Non-Qualifying Loan
    • Graduated Payment Mortgage
    • Fixed Rate Loan
    • FHA Loan
    • Community Homebuyer's Program
    • Buy-Down Loan
    • Balloon Payment Loan
  • Taxes
    • Capital Gains Tax
    • FIRPTA
    • Cal Witholding
    • Change of Ownership Filing
    • Supplemental Property Taxes
    • Mello Roos
    • Transfer Tax
  • Disclosures
    • Natural Hazard Disclosure
    • Agent Visual Inspection and Disclosure
    • Home Hardening Disclosure
    • Transfer Disclosure Statement
  • Pre-approval
  • Commission Agreements
  • Contract To Closing
  • "Hidden" Costs?
  • Investment
    • Multifamily
    • Cash On Cash
    • Gross Rent Multiplier
    • Cap Rate
    • Cash Flow
    • 1031 Exchange
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Loans

Best type of loan depends on the unique needs of the buyer.

There are many types of loans that home buyers choose from. Most people go with the 30 years fixed, but sometimes the ARM with lower interest rate might be a better idea!

PreviousAgencyNextConventional Loan

Last updated 3 years ago

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