Natural Hazard Disclosure

What is the NHD Report?

The requirement to provide a Natural Hazard Disclosure report was put into effect in 1998 under California Civil Code 1103. This law largely stemmed from the aftermath of the 1991 Oakland Hills firestorm, which burned over 2,800 homes and killed 25 people. Under California law, sellers in a real estate transaction must provide an NHD report to buyers before they sell a property.

The NHD report shows whether a property lies within any of 6 common “hazard zones” present in the state. This report is required to disclose Special Flood Hazard, Dam Inundation, Very High Fire, Wildland Fire, Earthquake Fault Zone, and Seismic Hazard areas.