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Real Estate Wiki
  • Welcome!
  • Meet the Author, Penny Xu
  • Steps
    • Buying Process
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  • Useful Terms
    • For buyers
      • Zoning
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      • Title
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      • Termite Inspection
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      • Mortgage
      • Loan Origination Fee
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    • For sellers
      • Escrow
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      • Disclosure
      • Deed
      • Credit Report Fee
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      • Convey or Conveyance
      • Conventional Mortgage
      • Chain of Title
      • Balloon Payment
      • Assessed Value
      • Appraisal Fee
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      • Agency
  • Loans
    • Conventional Loan
    • Adjustable Rate Mortgage
    • USDA Loans
    • VA Loan
    • Non-Qualifying Loan
    • Graduated Payment Mortgage
    • Fixed Rate Loan
    • FHA Loan
    • Community Homebuyer's Program
    • Buy-Down Loan
    • Balloon Payment Loan
  • Taxes
    • Capital Gains Tax
    • FIRPTA
    • Cal Witholding
    • Change of Ownership Filing
    • Supplemental Property Taxes
    • Mello Roos
    • Transfer Tax
  • Disclosures
    • Natural Hazard Disclosure
    • Agent Visual Inspection and Disclosure
    • Home Hardening Disclosure
    • Transfer Disclosure Statement
  • Pre-approval
  • Commission Agreements
  • Contract To Closing
  • "Hidden" Costs?
  • Investment
    • Multifamily
    • Cash On Cash
    • Gross Rent Multiplier
    • Cap Rate
    • Cash Flow
    • 1031 Exchange
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  1. Loans

Buy-Down Loan

Buy-Down loans are fixed rate loans where the interest rate and the payment are reduced for a specific period of time by paying the interest up front to subsidize the lower payment.

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Last updated 3 years ago

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