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Real Estate Wiki
  • Welcome!
  • Meet the Author, Penny Xu
  • Steps
    • Buying Process
    • Selling Process
  • Useful Terms
    • For buyers
      • Zoning
      • Warehouse Fee
      • VA Funding Fee
      • Underwriting Fee
      • Title
      • Tax Service Fee
      • Title Policy
      • Time is of the Essence
      • Termite Inspection
      • Survey
      • Septic Inspection
      • Recording Fee
      • Owner's Title Policy
      • Points
      • Principal
      • Mortgagee's Title Policy
      • Mortgage
      • Loan Origination Fee
      • Fair Market Value
      • Exclusive Right To Sell Listing
    • For sellers
      • Escrow
      • Escrow Fee
      • Encumbrance
      • Earnest Money
      • Discount Points
      • Disclosure
      • Deed
      • Credit Report Fee
      • Courier Fee
      • Convey or Conveyance
      • Conventional Mortgage
      • Chain of Title
      • Balloon Payment
      • Assessed Value
      • Appraisal Fee
      • Application Fee
      • Agency
  • Loans
    • Conventional Loan
    • Adjustable Rate Mortgage
    • USDA Loans
    • VA Loan
    • Non-Qualifying Loan
    • Graduated Payment Mortgage
    • Fixed Rate Loan
    • FHA Loan
    • Community Homebuyer's Program
    • Buy-Down Loan
    • Balloon Payment Loan
  • Taxes
    • Capital Gains Tax
    • FIRPTA
    • Cal Witholding
    • Change of Ownership Filing
    • Supplemental Property Taxes
    • Mello Roos
    • Transfer Tax
  • Disclosures
    • Natural Hazard Disclosure
    • Agent Visual Inspection and Disclosure
    • Home Hardening Disclosure
    • Transfer Disclosure Statement
  • Pre-approval
  • Commission Agreements
  • Contract To Closing
  • "Hidden" Costs?
  • Investment
    • Multifamily
    • Cash On Cash
    • Gross Rent Multiplier
    • Cap Rate
    • Cash Flow
    • 1031 Exchange
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  1. Useful Terms
  2. For sellers

Encumbrance

Anything that affects or limits the ownership of real property, such as mortgages, liens, easements or restrictions of any kind.

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Last updated 3 years ago

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